My Active Listings

$460,000 (USD)
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Seychelles Resort Condominium Area Condominium

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5115 Gulf Drive 2105 Panama City, FL 32408

1 Bed
2 Baths
873 sqft
MLS# 775818
Experience true beachfront living in Seychelles Unit 2105. This beautifully appointed Gulf-front condo features a spacious primary bedroom overlooking the emerald waters of the Gulf of Mexico aka Gulf of America! Wake up to breathtaking sunrises and the sound of the waves. There is a Bunk Room that is used as a 2nd bedroom with 2 twin beds. Enjoy the coastal breeze from your 25 foot covered oversized balcony, perfect for relaxing or entertaining. This unit offers stunning gulf front views from the main living area, dining, kitchen and the master bedroom. Enjoy the gulf views from the fully equipped kitchen with a breakfast bar, all appliances and a pantry. This well-maintained resort in the heart of it all features two swimming pools, hot tub, fitness center, a covered parking garage and direct beach access to the World's most beautiful beaches and the Emerald blue green Gulf waters!!!! Enjoy your vacations here and also take advantage of the turnkey rental-ready unit with a track record of repeat customers.
Located in the heart of Bay County on the World's Most Beautiful Beaches! You may want to visit St. Andrews State Park with approximately 1000 acres of pristine beaches and nature. You can walk, bike, or drive to this amazing State Park.
Take advantage of the gulf front views while dining from the famous Schooners located right next door!!!! Schooners is a Panama City Beach favorite and known as ''The best local Beach Club'' with great food & fun!
Did I mention there are numerous marinas and plenty of boating opportunities just around the corner on Grand Lagoon with access to the Gulf of Mexico??? You will be amazed at this location and all it has to offer.....!!!!
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
$498,000 (USD)
Active

Palm Bay Unit 4 Area Single Family Home

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127 Palm Bay Boulevard Panama City, FL 32408

3 Bed
2 Baths
2144 sqft
MLS# 782631
Experience refined coastal elegance in this beautifully updated 3-bedroom, 2-bath home located in the prestigious Palm Bay community of East Panama City Beach. Recently revitalized with designer lighting, including a statement dining room chandelier, modern ceiling fans, and a brand-new HVAC system, this home now shines with an elevated sense of style and comfort.

A bright, airy split-bedroom layout is enhanced by transom windows that flood the home with natural light. The remodeled kitchen is a true showpiece, featuring quartz countertops, stainless steel appliances, 5-burner KitchenAid gas cooktop, built-in oven, and charming breakfast nook. Interior features include new Mohawk Ultrawood waterproof wood flooring, freshly painted walls and baseboards, and a spacious laundry room complete with quartz countertop, wash sink, and Samsung washer/dryer.

The master suite boasts plantation shutters, private patio access, jetted tub, dual-headed shower, double vanities, and walk-in closet. A hallway bathroom with a convenient tub/shower combination serves the additional bedrooms. Bathrooms have been upgraded with new toilets and water lines (2025).

Enjoy outdoor living with a screened-in patio featuring refinished concrete flooring and direct-connect gas line, lush landscaping supported by a Rainbird irrigation system, and new exterior lighting. Recent updates include roof (2018), fence (2018), exterior painting, gas water heater, new gutters with leaf guards, and well pump.

A rare 3-car garage with 895 sq ft provides ample space for vehicles, storage, or workshop needs. This home combines modern upgrades, efficiency, and coastal charm--ready for its next owner.

*All measurements and information approximate, please verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
$465,000 (USD)
Active

Emerald Cove Villas Area Single Family Home

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532 Cove Villa Street Panama City Beach, FL 32407

4 Bed
4 Baths
2602 sqft
MLS# 791523
YOUR COASTAL BEAUTY AWAITS! A 2021 CRAFTSMAN, TUCKED AWAY ON A PRIVATE CUL-DE-SAC. Deeply loved and meticulously maintained by its current family, this property is filled with warmth, character, and an incredible sense of home. Spanning over 2,600 square feet of brilliantly designed living space, this immaculate 4-bedroom, 3.5-bathroom residence is the definition of modern coastal comfort. With a fresh, open-concept layout and premium upgrades throughout, this house proves you do not have to sacrifice space for a phenomenal location.

DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE IN THE FAMILY PLENTY OF COMFORTABLE SPACE TO SPREAD OUT. The main level offers ultimate privacy with a spacious 1ST FLOOR PRIMARY BEDROOM retreat featuring a massive walk-in closet and an en-suite bathroom that serves as a true oasis, boasting a large walk-in shower. The heart of the home is a beautiful chef's kitchen equipped with stunning granite countertops, a sleek smooth-top stove, high-end stainless steel appliances, pantry, and cabinetry offering incredible storage. Beautiful, durable vinyl plank flooring runs throughout the downstairs living areas, perfectly complementing the modern finishes while standing up to a busy lifestyle. Fully equipped for convenience, the property includes built-in smart-home technology with keyless entry, a touch-screen control panel, a smart doorbell, and Echo Dot integration.

THE SECOND LEVEL IS AN ABSOLUTE DREAM FOR FAMILIES OR HOSTING GUESTS, HIGHLIGHTED BY A MASSIVE SECONDARY LIVING ROOM. This spacious upstairs family or game room is the perfect, comfortable flex space for a pool table, a cozy media room, or a private retreat for kids to relax and play. The generously sized upstairs bedrooms feature cozy carpeting and share a highly functional Jack-and-Jill bathroom. Step outside to your private outdoor oasis, where a covered patio overlooks a fully privacy-fenced backyard, creating a secure environment that has been the setting for countless weekend cookouts and wonderful family memories.

LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS DREAM WITH NSA PANAMA CITY RIGHT AT YOUR DOORSTEP. From your quiet cul-de-sac, your morning commute to the Navy base is literally under five minutes, making it an absolute dream for active duty families or busy professionals. When it is time to unwind, you are perfectly positioned less than ten minutes from the pristine shores of St. Andrews State Park and the sugar-white sand beaches. Spend your weekends exploring the waterfront dining and shopping of the Grand Lagoon, grabbing authentic local flavor at Dat Cajun Place, or celebrating the sunset at the legendary Schooners.

PRICED COMPETITIVELY, THIS INCREDIBLY LOVED HOME REPRESENTS A FANTASTIC VALUE AND THE PERFECT LANDING SPOT FOR A RELOCATION. This property is incredibly versatile and warmly welcomes VA, FHA, Conventional, and Cash buyers. A nearly-new build with two living spaces, this much square footage, and this level of comfort is a rare find on the coast, so schedule your private tour today!
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Danielle Kemp, Century 21 Ryan Realty
$325,000 (USD)
Pending

Biltmore Beach Area Single Family Home

Pending

5219 Sunset Avenue Panama City, FL 32408

1 Bed
1 Baths
768 sqft
MLS# 787061
''CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'' Welcome to Pirate's Paradise, a truly unique coastal cottage complete with two authentic, themed cannons that set the tone for this fun and memorable beach escape. The detached garage/studio and oversized storage shed adds extra value to this one-of-a-kind property. Perfectly positioned in one of the best locations on East Panama City Beach, you're just an 8-minute walk to Beach Access 4 and Schooners, and only a 3-minute drive to St. Andrews State Park, ideal for beach days, boating, and exploring the Gulf Coast's most beloved natural areas.

Built in 2016, this charming home features durable Hardie board siding, a metal roof, a welcoming screened front porch, and a fully fenced yard for privacy and outdoor enjoyment. Major mechanical peace of mind comes with a new AC installed in 2024.

Inside, the home offers a bright, efficient layout with thoughtful upgrades throughout including:
non-slip tile flooring - durable, and perfect for sandy feet, open-concept living and kitchen with granite countertops and island bar, inside laundry hookup, spacious primary suite with walk-in closet, 2'' blinds throughout, and a huge walk-in tile shower with a new vanity in the bathroom. Move-in ready or rental-ready with low-maintenance finishes.

The detached garage is divided into a studio on the back and golf cart garage in the front. The garage studio a rare opportunity for additional rental income potential with insulation, walls, wall AC unit, and laundry hookup already installed. Finish out as a studio apartment with kitchenette and bathroom for a private guest suite. If you're looking for garage space, it can easily be converted back to an oversized one-car garage as well.

A large backyard storage shed adds even more flexibility - ideal for a game room, workshop, hobby space, or extra storage.

Whether you're seeking a personal beach getaway, a short- or long-term rental, or a property with room to grow, Pirate's Paradise delivers unmatched character and potential in one of Panama City Beach's most desirable areas.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty
$324,999 (USD)
Active

Oakland Terrace Add Area Single Family Home

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1305 Ware Drive Panama City, FL 32401

3 Bed
2 Baths
2032 sqft
MLS# 788802
Welcome to 1305 Ware Drive, a charming 3-bedroom, 1.5-bath home nestled in the heart of Historic St. Andrews in Panama City, Florida. Designed with both comfort and entertaining in mind, this home offers spacious living areas inside and out.

Inside you will find an expansive family room/ flex space that can be a home office, large family room, or even an in home gym. Continue on to the main attraction, a chef's dream with quartz countertops and stainless steel appliances where you can cook with natural gas. The open flow to the living area and dining make this ideal for entertaining. Whether it's just a few friends or the whole family over during the holidays, the space is sure to please.

Step outside to your private backyard retreat featuring a summer kitchen with natural gas grill, green egg and pergola which make for a functional and enjoyable setting for outdoor meals. The gas fire pit, spacious covered patio and 8' privacy fenced in backyard make this home perfect for hosting gatherings year-round. The generous outdoor space provides plenty of room to relax, dine, and enjoy Florida living at its best. A private well allows for you to water your lawn and plants at your leisure without breaking the bank. This highly sustainable, cost effective feature allows you to maintain a thriving landscape.

Off of the primary suite and walk in closet you will find an opportunity to create your own dream ensuite. Already plumbed for vessel tub, large walk in shower, double vanity and water closet, the majority of fixtures have been purchased and are on site. French doors open up to a separate landing where you can enjoy a morning cup of coffee or wind down at the end of a long day.

Freshly paved roads with new infrastructure including sewer, water and fire hydrant. Ideally located just minutes from St. Andrews Bay and downtown Panama City and a short drive to the world-renowned white sugar sand beaches, this home combines convenience, character, and a coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers it all.

Call today to schedule your showing!

A few notable upgrades include complete re-roof in 2019 (post Hurricane Michael), and new tankless water heater (September 2025).

Located in Flood Zone X.

*Please note, the fireplace in formal living/dining area has an electric insert. Chimney and flu have been removed.

**Buyer to verify all information and measurements, if important*

***Listing agent is related to seller.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Brittany McLaughlin, Century 21 Ryan Realty
$262,500 (USD)
Active

No Named Subdivision Area Single Family Home

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1419 Minnesota Avenue Lynn Haven, FL 32444

3 Bed
2 Baths
1223 sqft
MLS# 791496
Charming 3BR/2BA home situated on a spacious 100' x 150' corner lot in the heart of Lynn Haven. Conveniently located within walking distance to Cain Griffin Park, featuring pickleball courts, playgrounds, ball fields, and new neighborhood sidewalks. Major updates include a metal roof (2019), HVAC system (2019) with annual servicing, water heater (2020), and freshly painted exterior (2025).

The interior offers a bright living room with abundant natural light, a functional kitchen with ample cabinet storage, and a large laundry room with additional storage space. All kitchen appliances convey. The primary suite features a walk-in closet, double vanity, tub/shower combination, and French doors leading to the back patio. Two additional bedrooms share a hall bathroom with a tub/shower combination and nearby linen storage.

An oversized one-car garage provides additional storage and workspace. The expansive lot is shaded by mature trees and offers privacy, along with plenty of room for outdoor living, gardening, or future improvements. Located in desirable school zones and just minutes from shopping, dining, and everyday conveniences, this property presents an excellent opportunity to own a move-in-ready home in a sought-after Lynn Haven location. *All information and measurements approximate, verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Natalie Ryan, Century 21 Ryan Realty