5310 Thomas Drive Panama City Beach, FL 32408
Listing Courtesy of: CENTRAL PANHANDLE / Century 21 Ryan Realty / Shelly Callaway

  5310 Thomas Drive Panama City Beach, FL 32408

Active (188 Days)
$977,500
4
BED
5
BATH
2,396
SQFT

Description

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool

Turnkey | Short-Term Rental Ready | No HOA | No Flood Zone | Prime Location

Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape.

With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation.

PROPERTY HIGHLIGHTS:

• 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale)

• 3 Ensuite Baths + 2 Half Baths

• Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis

• Multiple Balconies with Gulf Views

• Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors

• Chef's Kitchen with Stainless Appliances & Seating for 10-12

• Parking for 4 Vehicles + Golf Cart Friendly

• Hurricane Windows, Hardie Siding & Metal Roof for lasting durability

First Floor:
- Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access
- Bonus Bunk/Closet Room with Mounted TV
- Spacious Living Room & Dining for 8+ (extra bar seating)
- Chef's Kitchen
- Laundry Room | Guest Half Bath

Second Floor:
- 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite
- Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony

Third Floor:
- Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games
- Private Gulf View Balcony + Half Bath

WHY YOU'LL LOVE IT:

- Steps to Beach Access #7 - walk to sand, surf, dining & attractions

- Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets

- Entertain on multiple balconies with sparkling Gulf Views

- STR Projections $115K+ (after 2025 updates), high-yield income opportunity

- SLEEPS 15 — Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined)

A True Coastal Masterpiece!

Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready — all just two blocks from the Emerald Coast.

Luxury. Location. Lifestyle. This one has it ALL!

MLS #:
779080
Taxes
$8,284(2024)
Lot Size
3,615 SQFT
Type
Single-Family Home
Year Built
2006
Style
Coastal
Views
Gulf
County
Bay County
Community
Gulf Lagoon Beach

Listed By

Shelly Callaway, Century 21 Ryan Realty
Source
CENTRAL PANHANDLE
Last checked Sep 18 2025 at 7:06 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
  • Half Bathrooms: 2
Interior Features
  • Breakfast Bar
  • Wet Bar
  • Dishwasher
  • Refrigerator
  • Microwave
  • Dryer
  • Washer
  • Recessed Lighting
  • Ice Maker
Subdivision
  • Gulf Lagoon Beach
Lot Information
  • Landscaped
Heating and Cooling
  • Ceiling Fan(s)
  • Central Air
Pool Information
  • Fenced
  • In Ground
  • Salt Water
  • Electric Heat
Flooring
  • Hardwood
  • Tile
  • Luxury Vinyl Plank
Utility Information
  • Utilities: Natural Gas Available, Electricity Available, Trash Collection, High Speed Internet Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold
Parking
  • Driveway
  • Oversized
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

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Interest rate
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Mortgage calculator estimates are provided by C21 Ryan Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2025 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/18/25 12:06